Business Tools
Savings Goal Calculator
How long until the goal — from your deposit, your start and your rate.
✓ Free
✓ No account
◉ Runs on this device
Business Tools
Powering up the tool…
TOOL SAVINGS-GOAL
What this tool does
About the savings goal calculator
Months-to-goal with interest honestly separated from deposits.
How to use it
- Enter goal, current savings, monthly deposit.
- Add a rate if the money earns one.
- Read months to goal and the paid-in versus growth split.
- Adjust the deposit until the date suits.
Useful for
- Put a date on a deposit, a car or a runway.
- See what +£50/month does to the timeline.
- Show the interest contribution honestly (usually humbler than hoped).
Straight answers
Savings Goal Calculator FAQ
Deposit more or chase a better rate?
At everyday amounts the deposit dominates: on a small pot, one extra monthly payment beats a whole percentage point. Run both here and watch — the arithmetic is refreshingly unromantic about rates.
Why does it cap at 100 years?
Because past that the answer is really “this deposit does not reach this goal” — and the tool says that instead of printing a fantasy date.